Flow Pro

Personal finance

Get clear about your money.

Flow Pro brings your income and spending into one place and shows, without the fuss, where your money is going.

Join the beta See the app

For iPhone, Apple Watch and Mac. No account, no ads.

Flow Pro Home screen with the month's balance
Flow Pro New entry screen
Flow Pro Statistics screen with the month summary
Flow Pro Budget by category screen
Flow Pro Calendar screen with each day's spending
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The problem

When nobody keeps track, money disappears.

  1. 01

    You don't know exactly where your money is going.

  2. 02

    Tracking every expense is work, so you stop doing it.

  3. 03

    Nothing is organized: a bit in the bank, a bit in a spreadsheet, a bit in your head.

  4. 04

    Accounts scattered in different places.

  5. 05

    Planning the month turns into guesswork.

The solution

Everything in one place, easy to follow.

Flow Pro turns what you spend and receive into something simple to read.

  1. 01

    See

    Every income and expense in one place, in seconds.

  2. 02

    Understand

    Categories and charts show where the money goes.

  3. 03

    Organize

    Limits, budgets and recurring items on autopilot.

  4. 04

    Decide

    With the picture clear, choosing gets easier.

Features

The essentials, done well.

  • Quick entries

    Log income or an expense in seconds, in the app, from a widget or by talking to Siri.

  • Automatic categories

    The app picks the category from the entry's name. You fix it only when you want to.

  • Recurring items

    Rent, subscriptions and salary are added on the right date.

  • Limits and budgets

    Set a limit per month, per week or per category and get a heads-up at the right time.

  • Statistics and calendar

    See your spending pace, compare with the previous period and check each day's balance.

  • Widgets, Siri and Apple Watch

    Seven widgets for the Home Screen and the Lock Screen, and your balance on your wrist.

  • Goals and savings jars

    Save for a trip, a rainy-day fund or whatever you dream of. The app shows what is left and how much to set aside each month.

  • Card installments

    Bought it in 6 payments? Log it once and the installments are scheduled, one per month.

  • Forgotten subscriptions

    The app notices charges that repeat every month and that you have not set up as recurring yet.

  • Month in review

    A short summary of the month that just ended, with a clean card you can share.

  • Split bills

    Paid for everyone’s dinner? See who still owes you and log only your share.

  • Icons and styles

    Switch the app icon and pick from several styles for the balance card.

Also: import and export spreadsheets and PDF, multiple currencies, search with suggestions, undo on delete, a daily reminder, an app language setting (Portuguese or English) and a Mac version. The basics are free; the extras are part of Flow Pro Pass, an optional subscription with a 7-day free trial.

Inside the app

Simple every day, deep when you need it.

Flow Pro Import Statement screen, reviewing the entries read from the PDF
Import statementFrom your bank PDF to the app.
Financial statement PDF generated by Flow Pro, with summary, indicators and charts
PDF reportA statement ready to keep.
Flow Pro Categories screen, with the user's own categories
Your categoriesCategories, your way.
Flow Pro Account Profiles screen, with Personal, Business and Trip to Lisbon
Account profilesEach account in its place.
Flow Pro Export PDF screen, with period, shortcuts and what to include
ExportExport only what matters.

01Import statement

From your bank PDF to the app.

Pick the statement and the app reads the entries, flags the ones that already exist and lets you review before importing.

Whole Foods Market-$386.40
NetflixAlready in the app
Apartment rentSimilar to yours

02PDF report

A statement ready to keep.

Summary, indicators, comparison and charts for the period, in a PDF with the profile name.

Savings rate44.2%
Housing40.8%
Groceries26.2%
Transport9.3%

03Your categories

Categories, your way.

Create categories like Pet or Gym. If a title has its name or a keyword, the app picks it for you, even for entries made with Siri.

Pet5 entries
Subscriptions6 entries
Gym2 entries

04Account profiles

Each account in its place.

Personal, business, a trip. Each profile has its own entries, budgets, recurring items and limits, never mixed.

PersonalIn use
BusinessProfile
Trip to LisbonProfile

05Export

Export only what matters.

Choose the period and what goes in the PDF: list, evolution, spending by category, biggest expenses. Or use a shortcut.

FullShortcut
Summary onlyShortcut
List onlyShortcut
Flow Pro Import Statement screen, reviewing the entries read from the PDF
Financial statement PDF generated by Flow Pro, with summary, indicators and charts
Flow Pro Categories screen, with the user's own categories
Flow Pro Account Profiles screen, with Personal, Business and Trip to Lisbon
Flow Pro Export PDF screen, with period, shortcuts and what to include

On autopilot

Set it up once. Flow Pro handles the rest.

Recurring items that log themselves, reminders at the right time, Siri to log by voice, your balance on the Lock Screen, a quick glance at today's spending when you leave the app, and bank transfer receipts turned into entries in a few taps.

01Recurring, reminders and Calendar

It logs itself, reminds you and lands on your Calendar.

Set up rent, subscriptions or salary once and Flow Pro logs them on the right date. If you went a few days without opening the app, the ones that came due are created too.

  • Reminders with notificationsAs many as you like, each at its own time and with its own message.
  • On your Calendar, only if you wantEach new recurring item goes into the Calendar app. Flow Pro only writes and never reads your other events.

02Siri

Say it, and it’s logged.

Say what you spent and Siri asks for what’s missing: the name and the amount, however you say it, like “30 dollars”. You can also ask for your balance.

Try saying

  • “Log expense in Flow Pro”
  • “How much did I spend in Flow Pro”
  • “What’s my Flow Pro balance”
  • “Export statement from Flow Pro”

03Widgets

Your balance on the Lock Screen and the Home Screen.

See what you have without opening the app, and jump straight to a new entry with one tap.

  1. 1
    InlineYour balance next to the date.
  2. 2
    RectangularFlow Pro Balance, in your main currency.
  3. 3
    CircularYour balance at a glance.
  4. 4
    ControlLog in Flow Pro: opens straight to a new entry.

Home Screen. Small and medium, with the month’s spending and income. On Apple Watch, your balance is also a complication. See all the widgets.

04Spending on exit

A quick glance at your spending, then it's gone.

When you leave the app, Flow Pro shows how much you spent today for a few seconds, on the Dynamic Island or the Lock Screen. It doesn't stay in your way: it's just to give you a sense.

  • A daily limit, if you wantGreat for trips: switch the currency and set how much you want to spend per day.
  • Only if you turn it onIt starts off. You turn it on in the welcome screens or in Settings, and choose how long it stays: 2, 5, 8 seconds or whatever you like.

05Receipts

From the bank receipt to the app.

Made or received a payment or bank transfer? Share the receipt from your bank app (PDF or image) with Flow Pro and it reads the amount, the name and the date. You just check and save.

  • You choose: expense or incomeA receipt doesn't say whether you paid or received, so Flow Pro asks before saving.
  • Read on your iPhoneKeeping the file is optional and it stays on the device only, never sent to Apple or a server.

Widgets

Your money at a glance, without opening the app.

Seven widgets for the Home Screen and the Lock Screen. Pick what each one shows and keep an eye on your limit, your spending and what is coming up.

Examples with made-up data. Tap the controls to see the widgets change.

Limit gaugeDay, week and month at once. The ring turns orange near the limit and red past it.
$621
Month$129 left
Small gaugeOne period per widget.
New entry
ShortcutA new entry with one tap.
Recent entries
UberToday
−$24
BakeryToday
−$18
FreelanceYesterday
$1,200
Recent entriesSpending only, income only or everything.
UpcomingTo pay $176
NetflixOct 12
−$56
InternetOct 15
−$120
RentNov 5
−$1,800
UpcomingScheduled and recurring items still to come, with each date.
Spending per day$514
FSSMTWT
Daily average $73
Spending per dayBars for the last 7 days, 14 days or the month.
Spending by category$621
Groceries$248
Transport$132
Food$118
Categories of the monthWhere the money went, from the biggest category to the smallest.
Month map
Spent this month$621Daily average $78
Month mapOne square per day: the darker, the more you spent.
NewCalendarStatisticsSettings
ShortcutsNew entry, Calendar, Statistics and Settings, one tap away.
On the Lock ScreenCircular and rectangular gauge, recent entries, spending per day and a line with the latest expense.

Widgets follow the iPhone theme and open the app with a tap. On Apple Watch, your balance is also a complication.

Flow Pro Pass

Looking after your money costs cents a day.

Logging and seeing your spending is always free. Pass adds automation and extras, with a 7-day free trial to try it out.

Free, forever

  • Log and see everything that is yours
  • Automatic categories, limits and alerts
  • Statistics, calendar and Siri
  • Balance widget and small gauge
  • One goal, split bills and this month’s review
  • 10 receipt readings and 2 statement imports per month

Flow Pro Pass

  • Apple Watch and every widget
  • Account profiles and custom categories
  • Category budgets and unlimited recurring entries
  • Unlimited goals and forgotten subscriptions in detail
  • Review history and a shareable card
  • Unlimited statement imports, spreadsheet export, extra icons and styles
  • Monthly$1.99about $0.07 a day
  • Six months$6.99about $0.04 a day
  • Yearly$9.99about $0.03 a day

The 7-day trial is available once per Apple account. The subscription renews automatically and you can cancel anytime in iPhone Settings. Even without Pass, your data stays yours: nothing you logged ever stops showing.

In practice

More clarity.

You know what came in, what went out and what's left.

Less worry.

Timely alerts, without checking everything all the time.

Better decisions.

With the numbers in sight, choosing gets easier.

Security and trust

Your data stays with you.

Flow Pro was designed to be private from the start. These are the things it really does.

  • Face ID and PINProtect the app with your device's biometrics or a code of your own.
  • No account, no serverYou don't have to sign up, and Flow Pro doesn't keep your data on a server of its own.
  • iCloud, only if you wantSyncing between your devices is optional and uses your own iCloud account, protected by Apple.
  • No ads, no trackingNo advertising and no monitoring of what you do.
Flow Pro

Start taking better care of your money.

It takes a few minutes, and you don't need an account.

Join the beta

Beta available on TestFlight. Coming soon to the App Store.