Terms of Use
These Terms govern your use of the Flow Pro app ("app") for iPhone, iPad, Apple Watch and Mac, offered by Paulo Gabriel Fernandes Ribeiro ("developer"). By installing or using the app you agree to them. If you do not agree, do not use the app.
1. License
The developer grants you a personal, limited, revocable, non-exclusive, non-transferable license to use the app on Apple devices you own or control, subject to the App Store usage rules. You may not copy, modify, decompile, resell or distribute the app, except where the law expressly allows it.
2. What the app is (and is not)
Flow Pro is a personal finance organizer. The information it shows (balances, statistics, comparisons, limit alerts) is calculated from what you record yourself. The app does not provide financial, accounting, tax or investment advice and does not replace your bank's official statements. Always check the figures before making decisions.
3. Your data
Your entries and settings belong to you and stay on your device. If you turn on the optional sync, they are also stored in your iCloud account, protected by Apple; the developer has no server and no access to that data. You are responsible for keeping backups, protecting your device, your PIN and your Apple account, and exporting your data whenever you want. See the Privacy Policy.
4. Flow Pro Pass (subscription)
- Flow Pro Pass is an auto-renewing subscription with monthly, six-month and annual plans. The price of each plan, in your country's currency, is shown in the app before you subscribe.
- When a free trial is offered (7 days for first-time subscribers), it is available once per Apple account and, unless canceled at least 24 hours before it ends, converts into a charge for the plan you chose.
- Payment is charged to your Apple account when you confirm the purchase. The subscription renews automatically for the same period at the current price unless it is canceled at least 24 hours before the end of the current period. Renewal is charged within 24 hours before the end of the period.
- You manage and cancel the subscription in your device Settings, under your name > Subscriptions (or in the App Store on Mac). Deleting the app does not cancel the subscription.
- Payments, refunds and charges are handled by Apple under its policies. The developer has no access to your payment details.
- If the Pass ends, you can still see everything you recorded; only the extra features stop being available for new use.
- If the developer changes prices or plans, Apple will notify you and ask for your confirmation where required.
5. Acceptable use
You agree not to use the app for unlawful purposes, not to try to bypass the Pass controls or the app's protections, and not to try to access other people's data.
6. Intellectual property
The app, its code, name, icon and visual identity belong to the developer and are protected by applicable law. The data you record remains yours. Apple, iPhone, iPad, Apple Watch, Mac, iCloud, Siri and App Store are trademarks of Apple Inc.
7. Availability, updates and warranties
The app is provided as is. The developer aims to keep it working and secure but does not guarantee it will be uninterrupted or error-free, nor that iCloud sync will always be available (it depends on Apple's service). Features may change with updates and with Apple system versions. Nothing here limits rights the law grants you as a consumer.
8. Limitation of liability
To the maximum extent permitted by law, the developer is not liable for indirect losses, lost profits or damages arising from financial decisions made based on the app's information, from incorrectly entered data, from loss of your device, or from failures of third-party services (such as iCloud). In any case, total liability is limited to the amount you paid for the app in the 12 months before the event, without prejudice to consumer rights.
9. Apple
These Terms are between you and the developer, not Apple. Apple is not responsible for the app or its content, maintenance or support, and has no obligation to provide maintenance or support. If the app fails to meet any applicable warranty, you may notify Apple to refund the purchase price, and Apple will have no other warranty obligation regarding it. Apple and its subsidiaries are third-party beneficiaries of these Terms and may enforce them against you. You represent that you are not located in a country subject to a U.S. embargo or on a list of restricted parties, and that you will comply with applicable third-party terms when using services such as iCloud.
10. Changes
These Terms may be updated. The date of the last update is at the top of this page. Continuing to use the app after a change means you accept the new version.
11. Governing law and venue
These Terms are governed by the laws of Brazil. The courts of your place of residence, as a consumer, are the venue for any dispute related to them.
12. Contact
Questions or requests: paulog25.comercial@gmail.com